1. Introduction Welcome to The Insurance Hack. By requesting a personalised insurance quote through our platform, you agree to the following terms and conditions. Please read them carefully before proceeding.
2. Role of The Insurance Hack The Insurance Hack acts solely as an intermediary in connecting users with external insurance brokers. We do not provide insurance products, underwrite policies, or make any guarantees regarding the terms, pricing, or coverage of any insurance policy offered by the broker.
3. External Broker Services All insurance quotes provided through The Insurance Hack are sourced from independent, third-party brokers. These brokers are responsible for the accuracy, validity, and availability of the quotes they provide. Any engagement or agreement you enter into with an insurance provider is solely between you and the provider.
4. No Liability The Insurance Hack is not responsible for any discrepancies, errors, or misrepresentations in the insurance quotes provided by external brokers. We do not guarantee that you will receive the lowest available rates or the most suitable coverage for your needs. Any decisions you make based on the information provided are at your own risk.
5. No Financial or Legal Advice The Insurance Hack does not provide financial, legal, or insurance advice. All information provided is for general informational purposes only. You should consult with a licensed insurance professional before making any decisions regarding coverage.
6. User Responsibilities By using our services, you agree to provide accurate and truthful information when requesting an insurance quote. Any false, misleading, or incomplete information may result in an inaccurate quote or affect the terms of any future insurance policy and will void any refund from TheInsuranceHack straight away.
7. Data Protection and Privacy The Insurance Hack values your privacy. Any personal data provided during the quote request process will be shared with third-party brokers/ Individuals solely for the purpose of generating your personalised insurance quote.
8. Changes to Terms and Conditions The Insurance Hack reserves the right to modify or update these terms and conditions at any time without prior notice. Continued use of our services after such changes constitute acceptance of the updated terms.
9.Enter a valid quote on your form (current quote you have found) If no current quote is given on the form and the specialist provides you with a quote then no refund is given, also, no refund is given if you provided a quote on there that is invalid or more expensive than the one we have found. e.g because of a ban or incorrect information. In simple terms we only give refunds if we can't beat a legit/valid quote you have provided on the form.
10. Contact both companies on the form - Once purchased you have to contact both companies to see if they can lower your quote, if they both fail you are eligible. You can't just contact one company then say you've found a cheaper quote elsewhere! You HAVE TO give both companies a chance first! Each company will do up to 3 quotes for you as you've paid the initial £49.99 fee, if you require more than 3 then the deposit is non refundable as we have to cover their time.
11. Refund policy on 1-1 - A refund is due only if BOTH companies fail to lower a quote you have found provided on the form and you can prove it to the specialist, you are eligible for a refund. Only as long as you have followed the correct process of getting a quote from both specialists. This being it... Once purchased you have to fill out the form on option 1, any problems you have to contact their whatsapp number or office number on their website provided. You have to also of contacted option 2 via whatsapp. If they have both failed to lower your quote, you have to contact me to allow me to resolve it, by resolving it i will ask if they can lower the admin, run more quotes to see if they can do anything else to lower it etc. After this if they still can't provide a lower quote, you are due a refund! Contact me via instagram (Theinsurancehack) We will be available on any business day Mon-Fri up until 6pm. Also when it asks you what the cheapest quote you have found is, if its none or left blank on the form, the quote the specialists find is classed as cheaper!
